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Become an Early Adopter

Get early access to Apprify and be among the first brokers to try the new standard of mortgage qualification.

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Now Live
Version 2.0

Your approvals, simplified

Automated document intake and recognition, full underwriting analysis, and intelligent lender matching.
Proud Partners

Apprify

transforms

complex

mortgage

files

into

clear

qualification

paths,

helping

brokers

save

time,

reduce

risks

and

approve

more

clients

with

confidence

Features
Built to save your time

Save hours on every mortgage file

Secure Document Upload

You or your client upload documents from any device, straight into the application.
Apprify — Document Upload Link
Client upload link Live
Drop PDF here or click to upload
.pdf .jpg .png .heic .tiff · max 30 MB
Paystub.pdfUploaded
Bank statement.pdfUploaded
T1.pdfReceiving
Document checklist0 of 4

Smart Document Reading

Apprify reads all income documents instantly with AI-powered tools.
Apprify — Smart Document Reading
DocumentsReading
1Paystub.pdf Verified
2Job letter.pdf Verified
3Bank statement.pdf Verified
4T4.pdf Recognized
5Credit report.pdf Processing
0 documents read, sorted
and labelled automatically

Verified Income & Ratio Analysis

Income, liabilities and verified GDS/TDS calculations generated in minutes.
Apprify — Verified Income & Ratio Analysis
Income & ratiosVerified
Paystub, monthly $13,484.68
Job letter, monthly $13,484.58
Cross-checked · 100% match
GDS0.00
TDS0.00
LTV0.00
P & I
$0
Mortgage total
$0
Down Payment Analysis
Source of funds traced across accounts, with large deposits and gifts flagged for review.
Funds by sourceTraced
$0Money in
Sale of asset$295,000
Small deposits$42
Unverified$332,261
Verified sources2
Needs document2
Confirmed for down payment
$0
Fraud Prevention
13 verification layers across every document, from PDF forensics to transaction consistency.
Verification layers0 / 13
Integrity · Forensics · Continuity · Identity
Conflicting account numbersHIGH

Two different account numbers on the same page.

Document ID changedLOW

File re-saved after initial creation.

Flagged for review You decide
what the file needs

Lender Matching Engine

Apprify compares each profile with current lenders' programs and qualification rules to surface the best fit.
Matched lendersRules applied
GDS21.78
TDS21.78
LTV80.0
LenderGDSTDSLTV
Lender A606080
Lender B505080
Lender C505080
Lender D606080
0 lender programs matched
against this file
Steps
Discover how Apprify works

Automate every step of mortgage qualification

Step One
Start application
Create a file, upload IDs, select employment status.
Step Two
Upload documents
Files are recognized, organized, and analyzed automatically.
Step Three
Review analysis
Get GDS and TDS ratios, FICO score, and a full breakdown with loan notes for each applicant.
Step Four
Match with lender
The application is matched against lender programs and guidelines to find the best fit.
Pricing
Simple, transparent pricing for all your needs

Flexible Pricing

Integrations
Connect with platform

Works with the systems you already use

Apprify connects to the systems brokers already use, so deal data moves into the file without re-entry
Apprify — Integrations strip
ScarlettComing soon
FilogixComing soon
Velocity Live
BOSSComing soon
FinmoComing soon
Testimonials
See Results

Trusted by brokers and lenders

Varan K
CEO & Principal Broker, Fides Mortgages
Apprify has become an invaluable asset— not only for my own mortgage business, but for the entire team at Fides Mortgages. Its capabilities in fraud detection, income analysis, loan note generation, and lender matching significantly reduce processing time and improve overall efficiency. I highly recommend Apprify to any mortgage professional looking to streamline their workflow.
Denis Issakov
Mortgage Agent, Level 2
I’m highly impressed with how Apprify organizes documentation and delivers clear, comprehensive analysis for every submission. Its fraud detection capabilities provide an added layer of confidence, ensuring thorough due diligence on every file. This feature alone has become essential to my business.
Mia Haque
Mortgage Agent, Level 1
Apprify has been a true game changer for my business. Since most of my deals involve business-for-self stated income, analyzing 12-month bank statements used to be extremely time-consuming. Apprify completes this process in just minutes — accurately categorizing transactions and generating a stated income declaration draft. This has allowed me to shift my focus from underwriting to growing my business.
FAQs
Questions you might have

Questions?

We're Glad You Asked.

What is Apprify?
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How much time does Apprify save on a file?
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What documents can I upload?
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What does "Manual review required" mean?
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Can my client upload their own documents?
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Can I work together with my underwriter?
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Can I cancel my subscription, and what happens to unused applications?
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Haven’t found solution? Feel free to
Contact Us
Arrpow right

A new standard in mortgage qualification is here

Your first month is free. Get started in minutes.